Like ING Direct before it, Capital One 360 accounts allow up to three linked external accounts. When banks go through acquisitions like this, it's quite possible that effects aren't seen until years down the road. (ING Direct's parent company, ING Group, was Dutch.) Capital One is the 6th largest bank in the United States, and while it's known primarily for its credit-card offerings, it has extensive deposit- and online-based experience.Ĭapital One retained ING Direct's customer-service division - which was stellar - so I get the feeling that not much will change on that front. ![]() ING Direct was going to be sold no matter what, due to a European-Commission-ordered financial restructuring. I'll note that Capital One's acquisition of ING Direct wasn't a hostile takeover or anything. "New look, same awesome - with the same team focused on Savers!" their webpages tell me. Since buying ING Direct, Capital One has gone out of its way to convince ING Direct fans (like me!) that they're still out to earn savers' business. Personally, I input all my transactions by hand, but I also know lots of folks who prefer to let Quicken (or other financial software) download transactions.Ĭapital One 360: Like ING Direct, But With Red and Blue. Download Transactions into Quicken, etc.You can choose to have Capital One send you email notifications when various things happen: a paper check clears, a transaction over some preset (by you) amount posts, and so on. View, download, and print your monthly statements, whenever you want, in PDF format. Capital One covers losses from unauthorized activity in your 360 accounts as long as you notify them within 60 days of receiving the statement which shows unauthorized activity. Capital One (like ING Direct before them) will not accept checks printed by any other source. The catch? The checks must be ordered from Capital One, where they currently cost $5 for 50 checks. So you want to write paper checks out of your 360 Checking? Well, it can be done. ![]() If you have to send a paper check somewhere, Capital One will (like ING Direct) send it for you. Which you can get darn near everywhere these days.
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